- Monday to Friday: 10:00 AM - 06:00 PM
- contact@moneytrick.in
- +91 9891337513
Lakhpati didi scheme is a women empowerment programme launched by the Union Government. Under this programme skill development training and financial assistant will be provided to women across country. This scheme is an initiative of government to aim financial assistant and economic independence. This scheme provide help to women who are from economically disadvantaged backgrounds.
This is basically focus on making women literate in both finance and skills.
Under this scheme practical skill training according to industry demands will be provided to women such as pluming work, manufacturing of Led lights and drones.
This scheme helps women to start their own venture. Government provide loans and skills training for a kick start of new venture. Proper monitoring and evaluation mechanisms are also implemented to check the growth and impact of this scheme on rural development.
On 15 august, 2023 PM Modi firstly announced that he is working with Self Help Groups to create 2 crores didis across India. Such as Aaganwadi didi, loan wali didi, medicine wali did etc.
Firstly, this scheme was started in Rajasthan, after the success in Rajasthan Government implemented this across Country.
Presently about 83 lakhs SHGs with 9 crore women working for social and financial development of rural area.
Dron ki Udaan is a mark of success of this scheme.
There are following objectives of this scheme.
First criteria is you should be a women because this scheme is especially for women.
Every woman who are connecting with Self Help Groups and want to be self-independent can take benefits of this scheme. Every woman who want to take training of skill development and want to start their business can take help under this schemes.
In this scheme a loan of up to Rs. 5 lakh . Will be provided to women to start their business. For taking loan women can be connecting to Self Help Groups and apply loan with their help. Women can also contact to nearest Aganwadi for more support and information about the scheme.
To get loan under lakhpati didi scheme, follow these steps
Before applying for loan, check your eligibility to get loan. This loan is allowed to women from financially weak background.
Collect all the necessary documents such as identity proof, address proof, income proof, bank details etc. at the time for application submission these documents are required to be submit.
After collecting the documents, visit nearest self-help groups center or any nearest Aganwadi center. Collect application form and other necessary information.
After getting application form from center, fill this form attachment all necessary documents required and submit this form to center.
After submission of application form verification process has been started. In this step government agency verify all the information you provided in application form.
If all the information provided in application form is true and authentic then loan will be approved and amount will be sent to your bank account provided in application form.
After providing loan government monitor that whether funds are utilized for the purpose mentioned in application form or not. Proper check and monitoring is necessary for the better utilization of funds provided as loan. A proper utilization report has to be submitted to the government.
This loan is interest free but repayment is necessary under the tenure provided for repayment.
Timely repayment is better to keep good records.
Lakhpati didi is good initiative for women empowerment. Any underprivileged woman who want to be self-reliant and financially independent can take the benefits for this scheme. Proper skills training and financial help are available under this scheme.
Process of getting loan under this scheme can be different state to state so before applying loan visit nearest center or relevant government website for proper information, process and documents.
